Real Estate

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Real Estate and Home Equity Closed End Loans Up to 180 Months
Paper A+ A B C
Terms up to 15 Years 95% LTV 95% LTV 95% LTV 95% LTV
  4.00% 4.00% 4.25% 4.75%
HELOC (Line of Credit)
Score LTV Rate
A - 700 or higher Up to 95% Prime
B - 680-699 Up to 95% Prime +1
C - 660-679 Up to 95% Prime +2
D - 640-659 Up to 75% Prime +3
  • Terms: 10 year draw period, up to 15 years to repay the balance.
  • Payments: 1% of outstanding principal balance with minimum payment of $100.00.
  • HELOC has a floor rate of 4.00% APR, and a ceiling rate of 18% APR