My name stands for: Savings Makes A Really Terrific Youth. I would like to point out that I completely believe in that.

As a member of this exclusive kids-only savings club, you are taking part of an exciting part of your financial future. Not only will you be earning money and watching it grow, you will have the chance to learn more about earning, savings and spending. I worked closely with the credit union to create this account just for you!

I look forward to working with you in the years to come. We will discover fun ways to manage your money while having fun. Just remember every time you make a deposit, not only do you add to your growing account balance, you will be able to earn a prize. Just remember some of the prizes are limited and only while supplies last.

We have special events planned throughout the year that I hope you will want to participate in. If you see something you would like us to consider adding to the club, please let us know. After all, this is your club!

Welcome to Smarty’s Club and I look forward to helping you grow into a Really Terrific Savings Youth!