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Youth Club

SMARTY! - Savings Makes A Really Terrific Youth

You explained to your child how to save money. After taking your lessons to heart, your child has filled his piggy bank to the top! Now it's time to find a savings account for him to deposit all his coins and watch the money grow.
 
Our special youth account makes it fun and easy for kids age 0-12 to save money.  Our SMARTY (Savings Makes A Really Terrific Youth) savings account can be opened with as little as $5, and has no monthly service charges.  As an added BONUS, SMARTY kids earn a higher interest rate and receive prizes each time they make a deposit. 
 
Kids in kindergarten through 12th grade can also earn money for good grades with Report Card Rewards.
 
SMARTY wants all children to learn the value of money.
 
Click here for more information on SMARTY'S club account for kids and also to play SMARTY'S game!

 

 

 

 

Teen Checking 

Our Teen Checking is an innovative program to educate teens age 13-18 on managing personal finances. This free teen checking account will help get your kids started on the road to financial responsibility and success.

Help your teen save money

  • No monthly service fees and no minimum balance required in checking.
  • Kids in K-12 can also earn money for good grades with Report Card Rewards.
  • Use any COOP ATM nationwide for free — over 28,000 FREE COOP ATMs nationwide including over 5,500 located at 7-11 stores.
  • Free debit card — Learn to manage spending
  • Free overdraft protection options – Parent co-signer required for overdraft loan

Teach them to manage their money

  • Real world experience — with your permission, your teen can manage their account with free online banking at www.asfcu.com.
  • Automatically enrolled in a savings account, so you can continue to promote good saving habits.
  • Parental control — as a joint account holder, you'll have complete access to your teen's account.  You can transfer money to it from your account with www.asfcu.com. What a great way to pay allowance!
  • Check your account balance, transfer funds and more at home with www.asfcu.com.

Teen Checking comes with FREE access to our FoolProof Financial Education Program.  Teens can get started with as little as $5 in their share savings account. Our goal is to help teens understand financial issues that affect them. We also hope to assist teens in building a solid foundation for success.

Financial Education Presentations                               

As part of ASFCU’s financial education program, we offer customized presentations on the following topics:

  • Banking Basics: Saving, Checking & Credit
  • Identity Theft & Your Credit Score
  • Banks vs. Credit Unions: What’s the difference?
  • Money Management: Building a budget and paying yourself first

Many Aurora and Cherry Creek High Schools, Middle Schools, Elementary Schools, and Colleges have already taken advantage of this FREE service and partnered with ASFCU in an effort to put their students and staff on the path to financial success. For more information contact Rachael Gregoire at rgregoire@asfcu.com.

Fascinating Money Facts for Kids                                

Hey Kids, Want to learn about the history of money?  Check out these cool websites!

FoolProof Financial Education

Federal Reserve Bank of San Francisco

Federal Reserve for Kids

The Money Factory

Aurora Schools Federal Credit Union is Federally Insured by the National Credit Union Administration