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Regular Shares (Savings), Holiday Shares and IRA Shares
| Description | Rate | APY | Minimum Amount |
| Regular Shares | 0.50% | 0.50% | $25.00 |
| Holiday Club Shares | 0.50% | 0.50% | $25.00 |
| IRA Shares | 0.50% | 0.50% | $25.00 |
| All dividends are calculated daily and paid at month-end, effective the first day of each quarter. Holiday Shares may be withdrawn starting October 1st until January 31st of the following year. Click here for disclosures | |||
Checking / Money Market Shares
| Description | Rate | APY | Minimum Amount |
| Success Checking | 0.75% | 0.75% |
$500 + |
| Prosperity Checking | 2.50% | 2.50% | $10,000+ |
| Money Market Shares I | 1.42% | 1.45% | $1,000.00 - 9,999.99 |
| Money Market Shares II | 1.62% | 1.45% | $10,000.00 - 24,999.99 |
| Money Market Shares III | 2.10% | 2.15% | $25,000 - 49,999,99 |
| Money Market Shares IV | 2.775% | 2.85% | $50,000 + |
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Money Market Requirements
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Regular Term Certificates
| Description | Rate | APY | Minimum Amount |
| 3 Month Certificate | 2.47% | 2.50% | $500.00 |
| 6 Month Certificate | 2.96% | 3.00% | $500.00 |
| Add-on Certificate | 2.96% | 3.00% | $100.00 |
| 12 Month Certificate | 3.44% | 3.50% | $500.00 |
| 18 Month Certificate | 3.54% | 3.60% | $500.00 |
| 24 Month Certificate | 3.63% | 3.70% | $500.00 |
| 30 Month Certificate | 3.63% | 3.70% | $500.00 |
| 36 Month Certificate | 3.68% | 3.75% | $500.00 |
| 48 Month Certificate | 4.16% | 4.25% | $500.00 |
| 60 Month Certificate | 4.40% | 4.50% | $500.00 |
| Rates are evaluated by the Board of Directors and are subject to change without notice. Dividends are compounded daily and credited monthly. Certificates are automatically renewed for another term upon maturity. Options for receiving dividends are available. All certificates are subject to early withdrawal penalties. Penalty for early withdrawal: Terms of 12 months or less - 90 days dividends; Terms over 12 months - 180 days dividends. Click here for disclosures | |||
Jumbo Term Certificates
| Description | Rate | APY | Minimum Amount |
| 6 Month Certificate | 3.20% | 3.25% | $50,000.00 |
| 12 Month Certificate | 3.73% | 3.80% | $50,000.00 |
| 24 Month Certificate | 3.92% | 4.00% | $50,000.00 |
| 36 Month Certificate | 4.11% | 4.20% | $50,000.00 |
| 48 Month Certificate | 4.45% | 4.55% | $50,000.00 |
| 60 Month Certificate | 4.64% | 4.75% | $50,000.00 |
| Rates are evaluated by the Board of Directors and are subject to change without notice. Dividends are compounded daily and credited monthly. Certificates are automatically renewed for another term upon maturity. Options for receiving dividends are available. All certificates are subject to early withdrawal penalties. Penalty for early withdrawal: Terms of 12 months or less - 90 days dividends; Terms over 12 months - 180 days dividends. Click here for disclosures | |||
Traditional IRA and ROTH IRA Term Certificates
| Description | Rate | APY | Minimum Amount |
| 12 Month Certificate | 3.44% | 3.50% | $500.00 |
| 24 Month Certificate | 3.63% | 3.70% | $500.00 |
| 36 Month Certificate | 3.68% | 3.75% | $500.00 |
| 48 Month Certificate | 4.16% | 4.25% | $500.00 |
| 60 Month Certificate | 4.40% | 4.50% | $500.00 |
| All dividends are calculated daily. Money Market and other share accounts are paid monthly. Your share accounts are federally insured to at least $250,000.00 and backed by the full faith and credit of the United States Government by the National Credit Union Administration (NCUA), a US Government Agency. Click here for disclosures | |||
